Skip to main content
VT · State

Medical Bills & Health Insurance Help in Vermont

Whether you are staring at a hospital bill, an EOB you cannot read, or a denial letter, this page collects what is specific to Vermont — Vermont Health Connect, Vermont's own marketplace, Green Mountain Care, and the state rules that shape charity care and appeals — alongside our free tools.

Coverage and enrollment in Vermont

Marketplace

Vermont Health Connect

Vermont runs its own ACA marketplace instead of HealthCare.gov. Premium tax credits and cost-sharing reductions are available to residents who qualify.

Open enrollment: Nov 1, 2025 – Jan 15, 2026

Visit Vermont Health Connect
Medicaid & Medicare help

Green Mountain Care

1-800-250-8427

Free Medicare counseling (SHIP): 1-800-642-5119

Green Mountain Care website
Bill protection rules

Vermont has no dedicated patient-billing statute in our registry, so the federal baseline applies: non-profit hospitals must offer financial assistance under IRS §501(r) (26 U.S.C. §501(r)), and the federal No Surprises Act limits most surprise out-of-network bills. Ask the hospital for its written financial assistance policy — they are required to have one.

Tools you can use on a Vermont bill

Not sure where to start?

Answer three short questions and we will point you to the right step for your situation in Vermont.

The Murray Standard Navigator

Your Trusted Guide Through Healthcare.

Helping individuals and families navigate healthcare with clarity, confidence, education, and compassion through innovative AI-powered technology.


© 2026 The Murray Standard Navigator. All Rights Reserved.