Before & after your visit

Walk in prepared. Walk out with answers.

Never leave a medical visit with unanswered questions or unexpected bills. Build a printable appointment agenda, then work through a billing audit checklist when the bill arrives.

Build my appointment guide

1What happened?You have an appointment coming up — or a bill from one.

2What does it mean?Visits go better with a goal; bills go lower with a review.

3Who handles it?You set the agenda; the provider documents; billing itemizes.

4What next?Fill in the pocket sheet, print it, and bring it with you.

Start with the closest match. You do not need an account.

100% private — nothing leaves your browserBuilt on No Surprises Act protections

Build your appointment guide

Fill this in before your visit — the pocket sheet updates as you type, and prints on one page.

Visit / specialty

Primary goal for this visit

Question to ask the provider

Billing note to raise before leaving

Live preview

Your appointment pocket sheet

1-page summary

Fill in the form — this preview updates live.

Ready to print

Audit a medical bill

Work through this checklist against your bill — before you pay anything.

Request an itemized bill (not just a summary statement).
Confirm every CPT/HCPCS code matches a service you actually received.
Check for duplicate charges (same service billed more than once).
Compare the billed amount to your insurer's Explanation of Benefits (EOB).
Ask whether you were balance-billed for an out-of-network provider at an in-network facility (No Surprises Act may apply).
Ask about a self-pay or prompt-pay discount if uninsured.
Ask about the hospital's financial assistance / charity care policy.
Request a written itemized statement before agreeing to any payment plan.

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Your next steps after the visit

Print this and keep it with your paperwork.

1.Request an itemized bill — you have a legal right to it, and it is the only way to check the codes.
- Your medical bill rights (CMS)
  The official explanation of the federal protections, plus the complaint form.
2.Compare the itemized bill with your insurer's Explanation of Benefits.
- How to read an EOB
  Our plain-English walkthrough of billed vs. allowed vs. what you owe.
3.Run the smart billing audit to flag duplicate charges and surprise out-of-network services.
- Smart billing audit
  Three quick questions, a personalized action plan.
4.Ask about financial assistance before agreeing to any payment plan.
- Financial assistance calculator
  See if you qualify for hospital charity care under the 2026 federal guidelines.
5.If a surprise bill arrives anyway, you have federal protections and a help desk on your side.
- No Surprises Help Desk (federal)1-800-985-3059
  Federal help desk for surprise bills and balance billing complaints. Open 7 days a week.

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