Insurance Comparison

Compare health insurance across all 50 states.

Filter major U.S. carriers by your state and household. See pros, cons, network size, CMS Star Ratings, and estimated monthly cost ranges side-by-side — then jump straight to your state's official marketplace for real, subsidy-adjusted quotes.

Estimates only. Premium ranges are national averages for an unsubsidized Silver-tier plan, age 40, non-smoker (KFF + HC.gov 2025). Your actual price depends on ZIP, age, tobacco use, household income, and the specific plan. Always confirm on HealthCare.gov or your state exchange before enrolling.

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We'll use a few details to help find the right coverage options.

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61 carriers match

UnitedHealthcare

UnitedHealth Group

People who travel often or need the largest national provider network.

Network: Large national
CMS Stars: 3.8
Plan types: HMOPPOEPOPOSHDHP
Est. single premium: $520–$720 /mo

Visit UnitedHealthcare

Aetna

CVS Health

CVS/MinuteClinic users and Medicare Advantage shoppers wanting $0 plans.

Network: Large national
CMS Stars: 4.1
Plan types: HMOPPOEPOHDHP
Est. single premium: $480–$680 /mo

Visit Aetna

Cigna Healthcare

The Cigna Group

Employer-sponsored plans and international coverage.

Network: Large national
CMS Stars: 3.9
Plan types: PPOEPOHDHP
Est. single premium: $500–$690 /mo

Visit Cigna

Humana

Medicare-eligible adults — second-largest MA insurer.

Network: Large national
CMS Stars: 4.4
Plan types: HMOPPO
Est. single premium: $0–$80 /mo

Visit Humana

Kaiser Permanente

Members who want everything (doctor, pharmacy, labs) under one roof.

Network: Mid-size regional
CMS Stars: 4.7
Plan types: HMOHDHP
Est. single premium: $460–$640 /mo

Visit Kaiser

Anthem Blue Cross Blue Shield

Elevance Health

BCBS-network preference across 14 states.

Network: Large national
CMS Stars: 3.6
Plan types: HMOPPOEPOPOSHDHP
Est. single premium: $490–$700 /mo

Visit Anthem

BCBS (HCSC: IL, TX, OK, NM, MT)

Health Care Service Corporation

Largest ACA marketplace insurer in Texas and Illinois.

Network: Large national
CMS Stars: 3.7
Plan types: HMOPPOEPOHDHP
Est. single premium: $510–$720 /mo

Visit BCBS

Florida Blue (BCBS of Florida)

Florida residents — dominant marketplace share.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $470–$660 /mo

Visit Florida

Blue Cross Blue Shield of Michigan

Michigan residents — broadest network in state.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPOHDHP
Est. single premium: $450–$640 /mo

Visit Blue

Highmark Blue Cross Blue Shield

Pennsylvania and western NY residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPOHDHP
Est. single premium: $470–$670 /mo

Visit Highmark

Horizon Blue Cross Blue Shield of New Jersey

New Jersey residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $500–$710 /mo

Visit Horizon

Empire BlueCross BlueShield (Anthem NY)

Elevance Health

Downstate New York residents.

Network: Large national
CMS Stars: 3.5
Plan types: HMOPPOEPO
Est. single premium: $560–$800 /mo

Visit Empire

Ambetter Health (Centene)

Centene Corporation

Subsidy-eligible ACA shoppers seeking lowest premium.

Network: Mid-size regional
CMS Stars: N/A
Plan types: HMOEPO
Est. single premium: $380–$540 /mo

Visit Ambetter

Molina Healthcare

Medicaid and low-income ACA marketplace shoppers.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $340–$500 /mo

Visit Molina

Oscar Health

Tech-forward members who want a great app and virtual-first care.

Network: Narrow/local
CMS Stars: N/A
Plan types: EPOHMO
Est. single premium: $420–$600 /mo

Visit Oscar

Wellpoint (formerly Amerigroup)

Elevance Health

Medicaid and dual-eligible members.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$50 /mo

Visit Wellpoint

UnitedHealthcare Community Plan

UnitedHealth Group

Medicaid members in 27 states.

Network: Large national
CMS Stars: 3.8
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit UnitedHealthcare

AmeriHealth Caritas

Medicaid members in covered states.

Network: Mid-size regional
CMS Stars: N/A
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit AmeriHealth

Premera Blue Cross

Pacific Northwest and Alaska residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPOHDHP
Est. single premium: $550–$850 /mo

Visit Premera

Regence BlueCross BlueShield

Pacific Northwest residents wanting a BCBS plan.

Network: Mid-size regional
CMS Stars: 3.8
Plan types: HMOPPOEPO
Est. single premium: $490–$700 /mo

Visit Regence

CareFirst BlueCross BlueShield

DC metro and Maryland residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $490–$690 /mo

Visit CareFirst

Geisinger Health Plan

Central and northeast PA residents.

Network: Mid-size regional
CMS Stars: 4.5
Plan types: HMOPPO
Est. single premium: $430–$620 /mo

Visit Geisinger

Select Health

Intermountain Health

Utah and intermountain west residents.

Network: Mid-size regional
CMS Stars: 4.5
Plan types: HMOPPO
Est. single premium: $410–$600 /mo

Visit Select

SCAN Health Plan

Seniors in CA/AZ wanting a non-profit MA plan.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$50 /mo

Visit SCAN

Devoted Health

Tech-forward seniors wanting concierge MA service.

Network: Mid-size regional
CMS Stars: 4.5
Plan types: HMOPPO
Est. single premium: $0–$40 /mo

Visit Devoted

Blue Cross and Blue Shield of Alabama

Alabama residents — dominant insurer statewide.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $430–$620 /mo

Visit Blue

Blue Cross Blue Shield of Arizona

Arizona residents wanting BlueCard portability.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMOPPOEPO
Est. single premium: $470–$660 /mo

Visit Blue

Arkansas Blue Cross and Blue Shield

Arkansas residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $410–$600 /mo

Visit Arkansas

HMSA (Hawaii Medical Service Association, BCBS of Hawaii)

Hawaii residents — dominant insurer.

Network: Mid-size regional
CMS Stars: 4.5
Plan types: HMOPPO
Est. single premium: $450–$640 /mo

Visit HMSA

Wellmark Blue Cross Blue Shield

Iowa and South Dakota residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPOHDHP
Est. single premium: $440–$630 /mo

Visit Wellmark

Blue Cross and Blue Shield of Kansas

Kansas residents outside the KC metro.

Network: Mid-size regional
CMS Stars: 3.8
Plan types: HMOPPOEPO
Est. single premium: $420–$610 /mo

Visit Blue

Blue Cross and Blue Shield of Kansas City

Greater Kansas City metro (KS + western MO).

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $440–$630 /mo

Visit Blue

Blue Cross and Blue Shield of Louisiana

Louisiana residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $430–$620 /mo

Visit Blue

Blue Cross Blue Shield of Massachusetts

Massachusetts residents wanting top-rated plan.

Network: Mid-size regional
CMS Stars: 4.5
Plan types: HMOPPOEPOHDHP
Est. single premium: $520–$730 /mo

Visit Blue

Blue Cross and Blue Shield of Minnesota

Minnesota residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $460–$660 /mo

Visit Blue

Blue Cross & Blue Shield of Mississippi

Mississippi residents.

Network: Mid-size regional
CMS Stars: 3.8
Plan types: HMOPPOEPO
Est. single premium: $410–$600 /mo

Visit Blue

Blue Cross and Blue Shield of North Carolina

North Carolina residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPOHDHP
Est. single premium: $460–$660 /mo

Visit Blue

Blue Cross Blue Shield of North Dakota

North Dakota residents.

Network: Mid-size regional
CMS Stars: 3.8
Plan types: HMOPPOEPO
Est. single premium: $450–$640 /mo

Visit Blue

Blue Cross & Blue Shield of Rhode Island

Rhode Island residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $490–$690 /mo

Visit Blue

BlueCross BlueShield of South Carolina

South Carolina residents.

Network: Mid-size regional
CMS Stars: 3.8
Plan types: HMOPPOEPO
Est. single premium: $440–$630 /mo

Visit BlueCross

BlueCross BlueShield of Tennessee

Tennessee residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $440–$630 /mo

Visit BlueCross

Blue Cross and Blue Shield of Vermont

Vermont residents.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $620–$880 /mo

Visit Blue

Blue Cross Blue Shield of Wyoming

Wyoming residents.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMOPPOEPO
Est. single premium: $560–$800 /mo

Visit Blue

Capital BlueCross

Central Pennsylvania residents (Harrisburg/Lehigh Valley).

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $460–$660 /mo

Visit Capital

Independence Blue Cross

Greater Philadelphia residents (5-county SE PA + South Jersey).

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPOHDHP
Est. single premium: $490–$700 /mo

Visit Independence

Excellus BlueCross BlueShield

Upstate New York residents (Rochester/Syracuse/Utica/Southern Tier).

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMOPPOEPO
Est. single premium: $490–$700 /mo

Visit Excellus

Triple-S Salud

Puerto Rico residents — BCBSA licensee on the island.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMOPPO
Est. single premium: $280–$420 /mo

Visit Triple-S

CareSource

Medicaid members in Ohio and surrounding states — largest non-profit Medicaid MCO.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$50 /mo

Visit CareSource

Aetna Better Health

CVS Health

Medicaid members wanting CVS pharmacy integration.

Network: Large national
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit Aetna

Healthfirst

New York City and downstate NY Medicaid members.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$50 /mo

Visit Healthfirst

Fidelis Care

Centene Corporation

New York State Medicaid + Essential Plan members.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$40 /mo

Visit Fidelis

MetroPlusHealth

NYC Medicaid members using NYC Health + Hospitals.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit MetroPlusHealth

L.A. Care Health Plan

Los Angeles County Medi-Cal members — largest public health plan in the US.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit L.A.

Inland Empire Health Plan (IEHP)

Riverside/San Bernardino County Medi-Cal + D-SNP members.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit Inland

Health Net of California

Centene Corporation

California Medi-Cal + Covered California shoppers.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMOPPOEPO
Est. single premium: $380–$540 /mo

Visit Health

Sunshine Health

Centene Corporation

Florida Medicaid (Statewide Medicaid Managed Care) members.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit Sunshine

Peach State Health Plan

Centene Corporation

Georgia Medicaid + PeachCare for Kids members.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit Peach

Meridian Health Plan

Centene Corporation

Illinois and Michigan Medicaid members.

Network: Mid-size regional
CMS Stars: 3.5
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit Meridian

Priority Health

Michigan residents wanting a top-rated plan across all lines.

Network: Mid-size regional
CMS Stars: 4.5
Plan types: HMOPPOEPO
Est. single premium: $430–$620 /mo

Visit Priority

WellSense Health Plan (formerly BMC HealthNet Plan)

Massachusetts MassHealth + NH Medicaid members.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$40 /mo

Visit WellSense

Independent Care Health Plan (iCare)

Wisconsin Medicaid SSI and dual-eligible members.

Network: Mid-size regional
CMS Stars: 4.0
Plan types: HMO
Est. single premium: $0–$30 /mo

Visit Independent

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