Medical Bill Decoder
What does this medical bill mean? Paste a hospital bill or Explanation of Benefits (EOB). The bill decoder explains each charge and billing code in plain English and flags charges worth questioning.
Works for bills from any U.S. hospital, clinic or insurer. Billing offices and state rules vary, so the decoder tells you who to call. Find free or sliding-scale help near you.
Paste your bill. Get plain English.
Drop in the text from your hospital bill, EOB, or itemized statement. We'll summarize it, flag anything that looks off, and tell you what to do next.
Your bill text
Statements are securely processed
Personal information protection measures are applied before AI analysis.
Healthcare Navigator Analysis
Your analysis will appear here. Expect an overall confidence score, extracted fields with sources, and a list of items that need review.
Your pages, your control
- Uploaded pages are not stored. They stay in this browser tab only, are sent once for analysis, and are gone the moment you close or refresh this page.
- Results are kept only if you save them. Nothing appears in your bill history unless you press “Save”. Saved analyses stay until you delete them — there is no automatic expiry.
- Identifiers are minimized before anything is sent for analysis, and saved records are readable only by your signed-in account.
Deleting saved analyses is permanent and cannot be undone. It removes the stored summaries and any bill text saved with them from your account.
This tool gives general guidance only. It is not legal, medical, or financial advice. Always confirm details with your insurer, provider, or a licensed professional.
Latest billing-law & payer updates
View all →Auto-refreshed every 45 days from CMS, FDA, AMA, state DOIs, and official payer pages.