Medical Bills & Health Insurance Help in Illinois
Whether you are staring at a hospital bill, an EOB you cannot read, or a denial letter, this page collects what is specific to Illinois — HealthCare.gov, the federal marketplace Illinois uses, Illinois Medicaid, and the state rules that shape charity care and appeals — alongside our free tools.
Coverage and enrollment in Illinois
Get Covered Illinois
Illinois uses HealthCare.gov, the federal ACA marketplace. Premium tax credits and cost-sharing reductions are available to residents who qualify.
Open enrollment: Nov 1, 2025 – Jan 15, 2026
Visit Get Covered IllinoisIllinois Hospital Uninsured Patient Discount Act
Free care is commonly available up to about 200% of the federal poverty level, with sliding-scale discounts up to roughly 600%. Denial appeals are often due within 30 days.
Citation you can quote in a letter: 210 ILCS 89
Free help and complaint channels in Illinois
Tools you can use on a Illinois bill
Not sure where to start?
Answer three short questions and we will point you to the right step for your situation in Illinois.