Medical Bills & Health Insurance Help in Colorado
Whether you are staring at a hospital bill, an EOB you cannot read, or a denial letter, this page collects what is specific to Colorado — Connect for Health Colorado, Colorado's own marketplace, Health First Colorado, and the state rules that shape charity care and appeals — alongside our free tools.
Coverage and enrollment in Colorado
Connect for Health Colorado
Colorado runs its own ACA marketplace instead of HealthCare.gov. Premium tax credits and cost-sharing reductions are available to residents who qualify.
Open enrollment: Nov 1, 2025 – Jan 15, 2026
Visit Connect for Health ColoradoColorado Hospital Discounted Care Law (HB 21-1198)
Free care is commonly available up to about 250% of the federal poverty level, with sliding-scale discounts up to roughly 400%. Denial appeals are often due within 30 days.
Citation you can quote in a letter: C.R.S. §25-3-112
Free help and complaint channels in Colorado
Tools you can use on a Colorado bill
Not sure where to start?
Answer three short questions and we will point you to the right step for your situation in Colorado.