An ER visit that should have been in-network was billed by an out-of-network anesthesiologist. We helped her file a No Surprises Act dispute — the entire balance was written off.

“I had no idea I had any protections. The step-by-step letter took me ten minutes and saved my family thousands.”

His insurer denied an MRI as 'not medically necessary.' Using our appeal letter and deadline tracker, he submitted a clean internal appeal — approved in 18 days.

“I almost paid it. The appeal tool walked me through the exact language my doctor needed to use.”

A hospital sent her to collections for a bill she'd been disputing. We helped her request the itemized bill, spot duplicate charges, and apply for the hospital's financial assistance program.

“I went from terrified of opening the mail to negotiating like I knew what I was doing.”

Their newborn's NICU bill included two days they were never admitted. The Smart Audit checklist caught it; the provider corrected the bill within a week.

“Catching one billing error paid for our daughter's first month of formula.”