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Free bill decoder

Understand your statement. Know your next step.

Upload a medical bill or explanation of benefits (EOB), review what it means, then make a plan. Free for patients.

Don't panic. Don't assume. Verify. This review helps you ask questions; it does not confirm what you owe. Find free or sliding-scale help near you.

1. Add your statement

Your bill text

Upload your pagesPDF, JPEG, PNG, WebP · max 10MB each · up to 8 pages

Statements are securely processed

Personal information protection measures are applied before AI analysis.

0 / 20,000 charactersNothing is stored. Your text is sent only to summarize.

Analysis requires a free account. Your uploaded pages are not saved.

Sign in before adding pages; leaving this page clears this tab's statement.

Your pages, your control

  • Uploaded pages are not stored. They stay in this browser tab only, are sent once for analysis, and are gone the moment you close or refresh this page.
  • Results are kept only if you save them. Nothing appears in your bill history unless you press “Save”. Saved analyses stay until you delete them — there is no automatic expiry.
  • Identifiers are minimized before anything is sent for analysis, and saved records are readable only by your signed-in account.

Deleting saved analyses is permanent and cannot be undone. It removes the stored summaries and any bill text saved with them from your account.

This tool gives general guidance only. It is not legal, medical, or financial advice. Always confirm details with your insurer, provider, or a licensed professional.

Latest billing-law & payer updates

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Auto-refreshed every 45 days from CMS, FDA, AMA, state DOIs, and official payer pages.